Flexible Roof Financing for Florida Homeowners.
Your roof can’t wait — and now your payment can. Noland’s Roofing offers more financing options than any other roofing company in Central Florida, because we know every homeowner’s situation is different. Whether you have excellent credit, limited credit, or no credit score at all, we have a program built for you. Through our trusted lending partners — Sunlight Financial, GreenSky®, and Ygrene PACE — you can protect your home today and pay on a schedule that fits your life.
Interest rates vary based on your credit score and creditworthiness. Actual minimum monthly payment may vary. See terms and conditions of your specific offer.
Scan this QR code with your phone to request your free roofing estimate.
Flexible Roof Financing for Florida Homeowners.
A damaged or aging roof only gets more expensive to ignore. At Noland’s Roofing, our sales professionals will work with you to find the financing option that best meets your needs — with no pressure and no obligation. From fixed monthly installment plans to no-credit-score-required PACE financing, we’ll help you move forward with confidence.
Apply below to explore your options.
OUR FINANCING PARTNERS
Fixed-Rate Installment & Deferred Interest Plans
Best for: Homeowners who want predictable monthly payments or a short no-payment promotional window before payments begin.
Sunlight Financial offers straightforward loan plans with clear terms and no hidden surprises. Choose from fixed-rate installment plans with locked-in monthly payments, or take advantage of a 3-month deferred interest promotional period before your regular payments start.
Highlights:
– Fixed APR installment plans from 60 to 240 months
– Deferred interest promotional options available
– No home equity required
– Competitive rates based on creditworthiness
Available Plans:
– Fixed APR of 9.99% for 60 months
– Fixed APR of 9.99% for 120 months
– Fixed APR of 11.99% for 60 months
– Fixed APR of 11.99% for 144 months
– Fixed APR of 11.99% for 240 months
– 3-mo promo (9.95% deferred), then 9.95% APR for 81 months
– 3-mo promo (9.95% deferred), then 9.95% APR for 117 months
– 3-mo promo (9.95% deferred), then 9.95% APR for 141 months
All financing subject to credit approval through Sunlight Financial. Terms subject to change.
Fast Approvals. Flexible Plans. Apply in Minutes.
Best for: Homeowners who want a fast online application with proven loan options — either a long-term fixed rate or a no-payment promotional period.
GreenSky® is one of the nation’s largest home improvement lending programs, backed by federally insured financial institutions. Two plans are available through Noland’s Roofing, designed around the way most homeowners actually buy:
Plan 2749 — Fixed Rate Installment Predictable budgeting with a fixed monthly payment for the full 120-month term. Know exactly what you’ll pay every month for 10
years — no surprises.
– Subject to credit approval. Fixed APR of 9.99% for 120 months.
– Payment example: for every $1,000 financed at 9.99% APR, 120 monthly payments of $13.21. This example is an estimate only. Actual payment amounts based on
amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
12-Month No Interest, No Payment Promo Get your roof done now and take 12 months before payments begin. Interest is waived if the full balance is paid before the promotional period ends.
– Subject to credit approval. Rates range from 15.85%–21.19% APR (interest rates range from 17.99%–24.99%). 12 month promotional period during which interest is
billed but waived if paid in full before promo period expires. Any unpaid balance after promo period paid over 84 monthly payments.
– Payment example: for every $1,000 financed, 12 monthly payments of $0 followed by 84 monthly payments based on your approved rate. This example is an estimate
only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
No Credit Score Required. Payments Through Your Property Tax Bill.
Best for: Homeowners who may not qualify for traditional financing, or who want 100% no-money-down financing with long repayment terms — based on home equity, not credit score.
Ygrene is Florida’s leading provider of PACE (Property Assessed Clean Energy) financing — a fundamentally different approach to home improvement lending. Instead of a traditional loan, PACE financing is repaid as an assessment added to your annual property tax bill, making it one of the most accessible options available for Florida homeowners.
Highlights:
– No minimum credit score required for approval
– 100% financing — zero money down
– Terms up to 20 years with fixed rates
– Soft credit pull only — no impact on your credit score
– Approval based on your home’s equity and ability to repay
– Eligible for roofing, storm protection, windows, HVAC, and more
– Payments begin only after your project is complete
How repayment works: The financed amount is added as a line item on your annual property tax bill. If your mortgage lender escrows for taxes, the payment is collected as part of your monthly mortgage payment and paid to the county on your behalf.
Important Disclosures:
– PACE financing is secured by a first priority lien on your property, which takes precedence over other existing liens including mortgages.
– Florida law requires sellers to disclose the existence of a PACE lien to buyers prior to signing a contract.
– Some mortgage lenders, including those backed by Fannie Mae and Freddie Mac, may require full repayment of the PACE assessment as a condition of refinance or sale. Consider your plans to sell or refinance before choosing this option.
– Ygrene financing is available in select Florida jurisdictions. Ask our team to confirm availability in your area.
Not sure which financing option is right for you?
Our sales professionals will walk you through every option and help you find the plan that fits your budget and your situation. There’s no pressure and no obligation — just honest guidance from a family-owned Florida roofing company. When you speak with
your estimator, be sure to ask about financing.
Frequently Asked Questions About Roof Financing
Not necessarily. GreenSky® and Sunlight Financial do use credit-based approval, but Ygrene PACE financing requires no minimum credit score — approval is based on your home’s equity and ability to repay. Our team can help match you with the right program for your situation.
GreenSky® and Sunlight Financial typically provide decisions quickly after a short online application. Ygrene PACE approval can also be completed within about 30 minutes online.
Yes. Financing is available for qualifying roof repairs and full replacements. Ask our team about eligibility for your specific project.
Yes. Financing options are available to qualifying homeowners served by our Bradenton, Clermont, and Orange City locations throughout our Central Florida service area.
GreenSky® is a traditional loan program — you apply based on creditworthiness and make monthly payments directly. Ygrene PACE is an assessment on your property repaid through your annual property tax bill, with no credit score requirement. Each has different eligibility
criteria, benefits, and important considerations. Our team can walk you through both side by side.
This is an important question. Because PACE financing is a lien on your property, most mortgage lenders require it to be paid off before a refinance or sale can close. We encourage all homeowners to review the PACE disclosures carefully and discuss with their mortgage
lender before choosing this option.
Get Your Free Estimate
Let’s get started. Let us know what Noland’s Roofing can do for you.
Scan this QR codewith your phone to request your free roofing estimate.
